David Henderson is the founder of Giving Credit, a nonprofit fintech supporting peer-to-peer lending in low-income communities. David has spent the entirety of his career in the social sector working at the intersections of U.S. social welfare policy, data analytics, and software engineering. David was a Sugarman Practitioner in Residence at Princeton University's School of Public International Affairs where he researched informal lending networks in low-income communities. He is currently a Princeton University START Innovator, and a Visiting Fellow at the Federal Reserve Bank of Boston where he is authoring a paper on calculating peer-to-peer indebtedness as part of households debt profiles.

Before Giving Credit, David spent eight years at UpTogether (rebranded from Family Independence Initiative) where he helped the organization scale by leading its analytics, engineering, support, and policy teams. As Chief Technology Officer, David led the development of uptogether.org, which distributed $200 million in direct cash transfers to hundreds of thousands of people living with low incomes in 2020 and 2021.

David holds a Bachelor of Arts in Politics from Pomona College and a Master of Science in Public Policy and Management from Carnegie Mellon University.